Selecting the mortgage that is right for you can be overwhelming. Byron Reed can help you navigate the complexity of the various loan programs to assist you in an informed and educated decision on the best financing to suit your current needs.
A home purchase is one of the largest investments most people will make in their lives. It is important to have someone you trust to walk you through the steps to a successful and stress–free transaction. Byron Reed will support you and will answer your questions and assist you through the entire process.
(LE) provides detailed information pertaining to your specific loan transaction, including interest rates, estimated closing costs and monthly mortgage payment.
As a first–time homebuyer, Byron Reed will assist you in finding the right home loan program. As you move through the process a member of his team will assist you and help navigate the homebuying process. Byron Reed and his team of experienced loan partners understand you are new to the process and are there to guide you every step of the way.
The mortgage that you took out when you bought your home may not still be appropriate for your current situation. Byron Reed can determine if refinancing is right for you and find a loan that meets your goals.
1. Please note by refinancing an existing loan, the total finance charges may be higher over the life of the loan.
2. Monthly mortgage payments could still increase due to an increase in property taxes, insurance, etc. expenses.
3. Equity is the current market value of your home minus the amount you owe on your mortgage. As you make timely monthly payments and the value of your home increases, so will your equity.
Debt consolidation uses a single new loan to combine other debts with less favorable terms. If your mortgage would benefit from being refinanced, there may be advantages to consolidating your debts into your mortgage. Byron can walk through the costs and savings to determine if this is a strategy that will benefit you.
Please Note: The Byron Reed Team with Integrity Home Mortgage Corp. are not tax experts or financial advisors, please consult a tax professional and/or a financial advisor regarding the deductibility of interest and charges and to devise a strategy that works best for your situation when considering debt consolidation.